Pearson Hinchliffe Financial Services - Advising - Supporting - Delivering

E-mail: enquiries@pearson-hinchliffe.co.uk | Telephone: 0161 785 3500

What is an ISA?

An Individual Savings Account (ISA) is a tax-efficient wrapper into which you can place a wide variety of assets to protect them from capital gains tax on growth and additional income tax on income. 

There are currently two types – the cash ISA and the stocks and shares ISA - and you can invest a combined total of up to £10,680 in these during the 2011/12 tax year. The cash ISA element allows you to invest up to £5,340 into a deposit account, National Savings or a qualifying cash fund then the balance between this cash investment and the full allowance can be invested in a stocks and shares ISA. The latter can hold various assets, including equities and bonds, and investment can be either direct or via collective investment funds.

Contacting us

To speak to an IFA about ISAs or saving and investments, please contact us using the details provided below.

Pearson Hinchliffe Financial Services | Hollinwood Business Centre, Albert Street, Hollinwood, Gtr Manchester, OL8 3QL
Telephone: +44 (0)161 785 3500, Fax: +44 (0)161 624 2589, Email: enquiries@pearson-hinchliffe.co.uk